Privacy policy

Effective October 17, 2026

This policy explains how Loan Daddy LLC (“we,” “us”), operating the DSCR Rates brand at dscrrates.com, handles information you provide or that is collected when you use this website.

Information we collect

• Information you submit: name, email, phone, property state and type, loan purpose, estimated value, requested loan amount, occupancy and any message you include in our quote form.
• Attribution data: the page you first landed on, the referring site, and campaign parameters in the URL (such as utm tags and ad click identifiers), stored in your browser for the session and sent with your request.
• Technical data: IP address, browser type and similar information that web servers and hosting providers routinely log.
• Calculator inputs stay in your browser. We do not store what you type into the DSCR calculator.

How we use it

• To contact you about your request by email, phone or text, as you consented to on the form
• To evaluate your scenario and shop it with wholesale lenders
• To maintain records required of licensed mortgage brokers
• To understand which content and campaigns are useful, and to prevent spam and fraud

How we share it

We share your information with wholesale lenders and service providers as needed to arrange your loan, with vendors that host our website and customer-relationship systems on our behalf, and when required by law. We do not sell your personal information.

Text messages and calls

If you consent, we may contact you by text message. Message and data rates may apply. Reply STOP to opt out at any time, or HELP for help. Consent is not a condition of purchase.

Retention and security

We keep information as long as needed for the purposes above and for legal and regulatory record-keeping, and we use reasonable administrative and technical safeguards to protect it. No method of transmission or storage is completely secure.

Your choices

You can ask to access, correct or delete your information, or to stop receiving marketing contact, by emailing compliance@loandaddy.ai. Residents of certain states, including California, may have additional rights under state law, and we will honor verified requests as the law requires.

Changes

We may update this policy. The effective date above shows when it was last revised.